🏠

Housing Grants & Programs

Grants for homebuyers, renters, and housing repair

Up to $10,000Federal

USDA Single Family Housing Repair Grants

USDA Rural Development

Free home repair grants for low-income rural homeowners age 62 and older.

Up to $43,900Federal

FEMA Individual Assistance Program

Federal Emergency Management Agency

Federal disaster grants for individuals and families who lose homes or property in a declared disaster.

Varies — distributed through local governmentsFederal

HUD Community Development Block Grant (CDBG)

US Dept. of Housing & Urban Development

Federal block grants distributed locally for housing, infrastructure, and economic development.

$5,000–$30,000+State

State Down Payment Assistance Programs

Various State Housing Agencies

Free down payment assistance grants for first-time homebuyers — most people never find these.

30% federal creditFederal

Federal Solar Tax Credit + State Rebates

IRS / State Energy Offices

Get 30% of your solar installation cost back as a federal tax credit, plus state rebates on top.